In this time of "busyness" we all struggle to complete the "top priorities" in our life's check list...so my first question to all of us is this..."When is the right time?" We have our daily responsibilities that "drain" us of our ability to think clearly because we are truly in the age of "TMI"...that is "too much info" to decipher before we feel we can make the right decision when purchasing anything anymore! So, with that in mind...why not consider "delegating out" some of the tougher decisions in life to professionals in each area of our need? The Breakdown Cycle When it comes to an appliance for our home, we can go to a local box store...turn a few dials (or touch a few recessed buttons on a flat front) for a washer & dryer, peek inside to check the construction, etc., then jump online with our smartphones to check the reviews from customers who have purchased it before us, and we then ask the sales person a few questions, (like for example..."which models have been returned more than others?") and once we put it together in our minds we have done our "diligence"& we "go for it"...totally exhausted from this week long pursuit of the "perfect appliance"...just in time for the next one to breakdown and the cycle repeats itself once more! Well, that's important to purchase a good appliance that will give you & your family years of service to your household... Find the "Right" Coverage for Your Specific Needs But wouldn't it be nice to make a phone call to someone who could do all the leg work for you, explain it in detail the options you have available, after asking you some questions to make sure it is the right "fit" for you and your family, then make the purchase feeling confident that someone of knowledge in that area guided us thru the "maze" of confusion? The Questions to Ask Yourself When IS the right time to purchase life insurance? Who should I talk to about it? Maybe my auto/home insurance agent can help me? What is the right time to make my first purchase for me if I am single, or should I wait until I am married? What type of insurance should I buy, the type that you rent (Term) or the type you own (Permanent) Should I purchase a combination of the two? Finally, the most important question is to the whole equation... "How much do I actually need to protect my family from an untimely death?" Don't Get Caught Scrambling In my 35 years in the insurance & financial services industry, I never have "ever" remembered delivering a check to a spouse of a lost loved one who said..."I should have never bought so much life insurance on my spouse"...it usually is "how thankful they are for the "gift" of life insurance... and really, as I look at the years we have helped families & businesses protect themselves from untimely passing of loved ones, or "key" people in a business environment, leaving companies "scrambling" for answers & a replacement for a long time "anchor" for their future success in the marketplace they have succeeded in for many years (sometimes generations). A family, like a business, has key people at the helm...we call them "Mom & Dad" or parents of children they are raising. The Time is Now Improper planning can truly put survivors "at risk" of losing everything that they have worked for...a roof over their heads & the security of knowing tomorrow will be bearable because of the "love" life insurance proceeds bring to those left behind. Why not take these questions "out of the equation" and call someone today to be your professional "guidance" to help you make the right decisions "before it's too late"...if you have no one of this nature in your "smartphone contacts"...you can rely on our 70 yrs of combined insurance planning experience in our agency to help you take one more thing off your "checklist" and get a free quote now How Much Life Insurance do I Need? Typically 8 to 10x's annual income. you can quote and apply instantly! Just click button next to quote that says esign approved (even see the star ratings next to each company) and press continue and fill out the one page app and you are on your way...no paper to fill out, the next day someone will call to ask you medical questions from our "EZLife" team...and you are on your way! Need a Guide? Of course, if you would like help with the entire process (free, no charge) to explain, in detail, your options, do a fact find over the phone (and if you are computer savvy, we use "join.me" to link our computers), and I will first hand take you through the process as you look on my computer screen and follow the process together! That's why it's called "EZLife"...you can be in the comfort of your home or office, and we can show you the way to protect your family so you can rest in knowing your responsibilities as that "key person" are being cared for!